Important financial decisions are easier to make with people you trust.
Executives and professionals
We provide a comprehensive range of assistance and support to senior executives and professional clients. We understand your personal and professional lives are often intertwined, so we deliver a cohesive strategy that incorporates all aspects of your life. Work life balance can be difficult to achieve. In the middle of your busy career, we will help you to ensure you have a plan, one which is tailored to your specific needs. .
Business owner service
We provide a comprehensive range of assistance and support to business owner clients. We understand your personal and professional lives are often intertwined, so we deliver a cohesive strategy that incorporates all aspects of your life. Our service is tailored to your specific needs so you can plan for the future, safe in the knowledge that when you decide to retire you can look after yourself and your family’s needs.
Divorce service
We help clients who are going through the pain and difficulty of divorce and we do so with empathy and understanding. You may not have been closely involved in managing your finances previously and you may need someone you can trust to clearly explain in plain language how money and investments work. The earlier we engage with you the better, as we can work closely with your solicitor to understand and negotiate a fair settlement and assess any current offers to see if they stack up financially (particularly with regard to existing pensions and investments). We can also help you understand your financial position post-divorce and our ongoing service ensures that we will always be there to assist you in future years.
Bereavement service
Losing a loved one is without doubt one of the most difficult times in anyone’s life. We have extensive experience of working with clients who have suffered bereavement and offer a trusted helping hand to ensure you can make sense of your new financial situation. Managing your own money may be new to you if your partner previously took the lead. We can help you to understand your money and investments, explaining the best way for you to invest and how to make your financial resources last while you get to grips with living a life without your loved one. As you embark on creating a new chapter in your life, our ongoing service ensures that we will be there as your trusted financial adviser in future years.
Retirement planning service
There are no certainties in life, but one of the most valuable things you can do is to take the time to plan and prepare. Life is unpredictable and you don’t always know what will happen. Sound financial planning, including cash flow modelling, determines what options you have in the event of you or your partner’s early demise, in the event that either of you need long-term care, as well in respect of the income needs for those you leave behind. Those areas where there may be potential shortfalls can be covered today, protecting you and your loved ones in the future.
We specialise in:
Wealth management
We’re well-placed to bring our management expertise to bear across the broad spectrum of your financial interests – with minimal jargon and maximum clarity.
Protection planning
If you earn an income, own a home, have a family, a business or an investment property, we can help you to protect you and your family against the financial impact of ill-health, terminal illness or death. This is one of the most important decisions you can make.You can’t predict what is going to happen from one day to the next but you can prepare for it.
Inheritance planning
When it comes to this potentially complex area, we’re here to help you plan the best outcome, including advice on how to reduce your Inheritance Tax liability, so that when the time comes, your family and others will be the rightful beneficiaries.
Tax mitigation and planning
We can help you with smart tax planning, making your pension work harder for you, which provides you with a wider range of options as you head into retirement.
Pension and property advice
We can guide you through the tax benefits associated with your pension including the purchase of property.
Special projects
In certain circumstances, and at a separate cost, we will undertake one off planning projects for clients and our professional contacts—for example, to assist with pension planning, expert witness work or estate planning review. We are always happy to discuss projects on request.